How Do I File a Car Accident Claim with Grubhub?

Our Chicago lawyers can fight to maximize your compensation

Grubhub is a popular food delivery app, which means there are a lot of delivery drivers and Grubhub delivery bicyclists on Chicago’s streets – and in the bike lanes. Unfortunately, that means more traffic accidents. Like all other types of collisions, Grubhub traffic accidents have devastating consequences for those involved, who often suffer serious personal injuries.

If you’re involved in a Grubhub accident – whether as a Grubhub delivery driver or as someone hit by a Grubhub driver or bicyclist – you have the right to seek compensation for your damages. Read on to learn what to do after a Grubhub crash, who’s likely liable, and how to pursue an insurance claim or Grubhub lawsuit.

Does Grubhub cover accidents?

Grubhub’s coverage is very limited compared to Uber or Lyft. Grubhub generally doesn’t provide auto liability insurance for its drivers. Here are the key points to know:

No liability insurance from Grubhub: Grubhub doesn’t provide automatic liability coverage for traffic accidents. Drivers must rely on their own auto insurance to cover any accident they cause.
Potential insurance gaps: Personal auto policies often exclude commercial use. If a Grubhub driver’s insurer denies a claim because the crash happened during deliveries, an injured victim might have to turn to their own uninsured motorist coverage or even pursue the driver personally for damages.
Bicycle food delivery: For delivery bicyclists, no auto insurance applies. A bicycle courier injured in a traffic accident must rely on the at-fault driver’s insurance or other available coverage, since Grubhub provides no liability protection for bike deliveries.

Can you sue Grubhub for an accident?

Yes. Grubhub’s position is that it simply connects drivers with customers and restaurants, and it isn’t directly responsible for the actions of delivery persons on the roads. However, Illinois law is very nuanced on these issues. If it can be demonstrated that Grubhub was involved in the control of the delivery driver or bicyclist, then a claim could still be made against Grubhub. In addition, in the case of Grubhub drivers, those delivery drivers are supposed to have automobile insurance on their vehicles no matter what.

Grubhub drivers and bicyclists who are injured by another driver can absolutely have a claim against that driver and their automobile insurance company.

As much as any other situation, if you are a Grubhub delivery person or have been injured by one, you should contact an attorney at Keating Law Offices to discuss your options. We are here to help.

What should I do after a Grubhub accident?

Whether you’re a delivery driver or another party, the steps you take right after a Grubhub accident are important. Here’s what to do after a Grubhub accident to protect your safety and your rights:

Check for injuries and call 911: Check for injuries and call emergency services if you or anyone else is seriously injured. Have the police come to make a report, and be sure to mention that the crash involved a Grubhub delivery driver.
Exchange information: Get names, phone numbers, insurance details, and license plate numbers from all drivers involved. If you’re the Grubhub driver, inform the other party of your delivery role and provide your insurance info. If you’re not the delivery driver, make sure to ask for the Grubhub driver’s insurance info and contact details.
Gather evidence: Take photos of the vehicles, the scene, skid marks, and any visible injuries. If there are witnesses, get their contact information, too. Evidence can disappear quickly, so gather what you can.
Report the incident: If you are the Grubhub driver, report the crash to Grubhub through the app or driver support as soon as possible. This ensures the company has a record of the crash.
Seek medical attention: Don’t ignore any pain. See a doctor promptly for your health and to document your injuries, even if you feel perfectly fine.

What compensation can I receive from a Grubhub accident settlement?

A successful insurance claim or Grubhub settlement can provide damages for:

Medical expenses: This includes emergency room visits, hospital bills, doctor appointments, medication, physical therapy, and any future medical care related to your injuries.
Lost income: If you missed work or lost income (including gig earnings) because of a Grubhub accident, you’re likely eligible to claim those lost wages. The same goes for future lost income, if you suffered a long-term disability.
Pain and suffering: These non-economic damages compensate you for the physical pain, discomfort, and emotional distress (such as anxiety or trauma) linked to the crash.
Property damage: This covers the cost to repair or replace your vehicle or other property (for example, if your car was totaled or your bicycle was damaged in the crash).

Keep in mind that insurance companies often try to keep you from getting full compensation or any compensation at all. They might offer a settlement quickly, but that initial offer could be much lower than the true value of your claim.

Before pursuing a Grubhub settlement claim, talk to a Chicago lawyer who can evaluate your case. Once you agree to a settlement, you generally can’t ask for more later, even if you discover additional expenses.

Should I hire a lawyer for a Grubhub accident claim?

Hurt in a Chicago delivery driver accident? The experienced attorneys at Keating Law Offices are here to fight for you. We can thoroughly investigate your crash while leaving no stone unturned. We identify all potential sources of compensation and handle insurance negotiations while you focus on recovering from your injuries.

Our legal team will calculate every form of damage you’ve suffered, including medical bills, lost income, pain and suffering, so you get the full amount you deserve. If necessary, we won’t hesitate to take your case to court. And with our contingency fee structure, you pay nothing unless we win.

Take advantage of a free consultation today. Let us review your case, explain your options, and help you get the compensation you deserve without any financial risk. Contact us today to get started with a free, no-obligation consultation.

“I had a great experience working with KLO- I was hit by a car on my bike, and I didn’t think anyone would take my case. But they did, and it was a great success! I got a very fair settlement in a reasonable amount of time. Plus, they were all incredibly helpful! I send all my friends who need help to KLO.” – S.J., ⭐⭐⭐⭐⭐