Uninsured and Underinsured Motorist Accident Lawyers in Chicago

Our attorneys are committed to helping you get the best possible outcome

If you were hurt in an accident caused by a negligent driver, you would typically file a claim with that driver’s insurance company. What if the driver has no insurance, or not enough insurance to cover your damages? The car accident lawyers at Keating Law Offices, P.C. fight to make sure you get the financial compensation you deserve.

After a car accident, your medical expenses can add up quickly. You may need surgery, hospitalization, medication and physical therapy. If your injuries leave you unable to work, there is less money coming in. Many accident victims find it more and more difficult to meet their financial obligation.

If a negligent driver caused your accident, financial compensation would typically be paid by that driver’s insurance policy. Despite being required to do so, many drivers do not carry car insurance. Or they are underinsured and carry the minimum amounts that fall far short of covering the total damages you have suffered.

Lawyers serving clients in Chicago and throughout Illinois

In these cases, you can file a claim with your own insurance company. In Illinois, every insurance policy has automatic coverage for accidents with uninsured motorists and may also cover accidents with underinsured motorists. This coverage also has limits, and recovering financial compensation is still a complicated process. Negligent drivers deny responsibility and insurance companies still try to minimize your claim.

That is why you need an experienced car accident attorney fighting for your rights. We know how to build strong cases that insurance companies must take seriously. If you were hurt in an accident caused by an uninsured or underinsured driver, Keating Law Offices is committed to helping you get the best possible outcome.

Our legal team investigates your accident to get the facts for ourselves. We know where to look for evidence that can support your claim – for example, video from traffic or security cameras. We carefully review accident reports and medical records. We identify witnesses and interview them, and, if needed, we consult accident reconstruction experts and other specialists.

We also determine the total damages you have suffered in the accident. This includes all medical expenses related to your injury – both now and for any treatment you may need in the future. It includes lost wages if you were left unable to work. There may other damages, as well, such as pain and suffering and emotional distress.

Our lawyers have experience that gets results

Our lawyers build a strong case that holds negligent drivers accountable and fight to help you recover the financial compensation you deserve. When insurance companies see that we are ready to fight for you all the way, they usually agree to enter settlement negotiations. If they won’t agree to a settlement that meets your needs, we’ll be ready to fight for you in court.

If you were hurt in an accident involving an uninsured or underinsured driver, we strongly encourage you to get legal advice as soon as possible. There is a statute of limitations for taking legal action, and it can take months to build cases. It’s also important to start investigating your accident before evidence is lost or destroyed and while the memories of witnesses are fresh.

Learn more about how one of our car accident attorneys can help with your case. Contact us today to schedule a free consultation. We can review the details of your case, answer your questions and go over your legal options.